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Plan Types Explained

Individuals and Family PlansHealth PlansPlan Types Explained

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About the types of plans we offer


Health Maintenance Organizations (HMO)

An HMO gives you a range of benefits for a prepaid monthly fee. The plan focuses on wellness, prevention, and treatment within a network of providers. Out-of-network providers are usually not covered, unless in an emergency. 

View HMO Plan

Preferred Provider Organizations (PPO)

PPOs often have a larger network of providers. This option can offer the greatest flexibility for members seeking care in and out of network. If a member visits an in-network doctor, they’re only responsible for their annual deductible and copay. If a member gets care outside the network, benefits may be reduced and their copay may be higher. Often, annual deductibles for PPO plans are higher than deductibles for HMO plans.

View PPO Plan